My First Real Estate - Site Map

My First Real Estate

My First Real Estate - The My First Real Estate website walks first time home buyers / sellers through the process of buying and selling their first home.

About Heather - When Seminole County residents look to entrust their real estate needs with a local agent, Heather Joubran is the name that resonates. As a licensed realtor in the state of Florida, Heather plays an integral role at ReMax Central Realty in Lake Mary/Heathrow.

Testimonials - See what Heather Joubran's past customers have to say about here services.

About Remax Central Realty When you choose a RE/MAX® Associate to sell your property and help you purchase a new home, you will experience a completely different level of service.

Contact - Contact Heahter Joubran to get help on your real estate needs

Central Florida Real Estate for First Time Home Buyers $150,000 and above

Lake Mary, Florida - Lake Mary Florida Homes for sale starting at $150,000 and above.

Sanford, Florida - Sanford Florida Homes for sale starting at $150,000 and above.

Longwood, Florida - Longwood Florida Homes for sale starting at $150,000 and above.

Winter Park, Florida - Winter Park Florida Homes for sale starting at $150,000 and above.

Orlando, Florida - Orlando Florida Homes for sale starting at $150,000 and above for sale.

Featured Central Florida Real Estate

Featured Listings - Browse through Heather Joubran's featured Central Florida property listings

New Home Construction - Looking to buy in a new home community or to purchase a pre-construction home in Central Florida? Let Heather help you find the new home community that will fit your needs.

Search Properties - Start your search here to find a residential property in Central Florida

Get Drive by Details - Next time you drive by or hear about a home of interest, contact me with a street address and I will provide you with full property details and the asking price over the phone or via email, which ever you prefer.

The Buying Process

Home Buying Process - The home-buying process doesn't need to be scary. Our step-by-step guide will walk you through the process and answer your questions on what you should expect, where to look for loans, and what to watch out for when closing the deal.

Get a Realtor® - The National Association of REALTORS® includes 1 million brokers and salespeople, individuals bound together with a strong Code of Ethics, extensive training opportunities and a wealth of community information.

Get a Loan Preapproval - Preapproval means you have met with a loan officer, your credit files have been reviewed and the loan officer believes you can readily qualify for a given loan amount with one or more specific mortgage programs.

Look at Homes - Some 6 million new and existing homes are sold each year. There's no shortage of housing options, but with so many choices the challenge becomes finding the property which best meets your needs.

Choose a Home - As a buyer, here's what actually happens. A home has been placed on the market for which the seller has established an asking price as well as other terms. In effect, this is an offer.

Get Funding - Often the cost of real estate financing is routinely greater than the original purchase price of a home. Because financing is so important, buyers should have as much information as possible regarding mortgage options and costs.

Make an Offer - Heather can explain the general contracting process in your community as well as her role

Get Insurance - There are various forms of insurance associated with home ownership.

Closing - Closings bring together a variety of parties who are part of the transaction process.

What's Next? - Whether you're a first-time buyer or a repeat buyer, there are several more steps you'll want to take after the purchase of your home.

Buying My First Real Estate

How Much Can I Afford - As you think about applying for a home loan, you need to consider your personal finances. How much you earn versus how much you owe will likely determine how much a lender will allow you to borrow.

Your Credit & Your Loan - How well you have handled your credit obligations in the past is of utmost importance to lenders today. The good news is that this information, for the most part, is available to you.

Using a Realtor - You've been saving diligently and now you feel it is time to invest your hard earned money in the real estate market before it gets out of reach.

Cost of Owning - When it comes time to shop and compare homes, it is very important to be aware of the monthly costs (mortgage plus HOA fees) associated with each unit.

Relocating to Central Florida - If you are serious about relocating to Central Florida and would like to use the services of an experienced real estate professional contact Heather Joubran

Selling Real Estate

Thinking of Selling - It's on your mind, should you sell your home and invest in a new one? Is now the best time to sell? Will the market continue to rise or have you missed the boat?

Free Home Evaluation - The EQUITY in your HOME is like any other Investment - it needs to be monitored. Homeowners should have their EQUITY evaluated once a year. Now might be the perfect time... And it is FREE, WITH NO OBLIGATION!

After Listing Your Home - After you have interviewed a few agents and made the decision to list your home, there are a series of tasks your Listing Agent will need to complete. While each real estate agent has his or her own service plan, the majority of listing procedures are pretty standard.

Negotiating an Offer - The steps that Heather takes to negotiate the best offer for your home.

Free Just Sold Reports - Have you ever wondered what your neighbor's condominium suite or home sold for but were just too shy to ask them? Are you curious how your neighbour's condominium suite or home compares to the value of your home.

Mortgage Basics

What is a mortgage - Likely the largest debt you'll ever take on, a mortgage is a loan to finance the purchase of your home.

What to ask the Lender - What first time home buyers need to know about mortgages and questions to ask a lender.

What the Lender Needs - What first time home buyers need to know about mortgages and 10 things the lender will need for a successful mortgage.

Common Closing Cost - What first time home buyers need to know about mortgages and the common closing cost.

What to Keep - What first time home buyers need to know about mortgages and what to keep from their closing.

Central Florida Real Estate Resources

Real Estate Terms - Educate yourself on real estate related terms.

Free Real Estate Q&A - If you have a real estate question just ask Heather Joubran and she get you an answer right away.

Central Florida Resources - Central Florida resources - links to various Central Florida services

Schools & Colleges - Names and addresses of private grades schools and colleges located in Central Florida.

Agent Connection - Agent Connection - If you are a real estate agent and you have a customer interested in moving to Central Florida contact Heather Joubran.

Remax Kidz Zone

Coloring Book - A ReMax coloring book for the kids.