Cost of Owning a Central Florida Home

When it comes time to shop and compare homes, it is very important to be aware of the monthly costs (mortgage plus HOA fees) associated with each property. This will allow you to make a comparison. This page outlines common expenses to help you with your budget preparation.

For new construction, the purchase price may include:

• Unit sale price
• Upgrades (negotiable)
• Development charges
• Closing Costs
• HOA Fees
• Utility hook-up fees
• Estimated realty taxes
• Warranty program enrollment fees

Recurring Costs:
There are more expenses involved in owning a home than just the purchase price. Monthly fees or common expenses:

• Property taxes
• Unit and contents insurance
• Mortgage payments
• HOA Fees
• Utilities
• Telephone, cable and Internet access
• A contingency for emergency repairs
• Maintenance costs associated with the upkeep of your home

Get Pre-Approved Now

If you have questions regarding purchasing a property, I can help. As a REALTOR® who specializes working with first time home buyers, I have the experience and tools to help you make an educated and sound investment. Call me today or fill out the request form and let’s get started.

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